Interactive banking prototype

AI banking
for modern India.

Unified

All your accounts, one view.

Proactive

Insights before spending slips.

Instant

Payments in seconds.

Private

Encrypted by default.

SC
Designed & built byShashwat · Frameflows
9:41

IndianExpress

Banking made smarter.

Secured · 256-bit encryption
Available balance
₹2,27,169.85
HDFC •••• 4291 ▲ 4.2% this month

Linked accounts

Send again

Recent activity

    Savings goals

    Search

    Recent searches

    People

    Accounts
    Total balance · all accounts ₹2,91,320.25 3 linked banks · UPI active

    Bank accounts

    Tap to set primary

    Wallet & UPI

    My cards
    IndianExpressRuPay
    5241 •••• •••• 4291
    Card holderShashwat Chauhan
    Balance₹2,27,169.85
    Frozen
    IndianExpressVisa
    4012 •••• •••• 8830
    Card holderShashwat Chauhan
    Credit limit₹3,50,000
    Frozen
    Cashback earned₹1,284RuPay rewards · this month

    Payment sources

    This month
    Card₹18k
    Bank₹26k
    Wallet₹41k
    Other₹12k

    Card spending

      Activity
      Money in+₹94,000
      Money out−₹10,508
      Filters

      Type

      Categories

      Multi-select

      Amount

      Date range

      Insights
      Spent in June₹48,260
      ▼ 12%
      avg ₹46k
      JanFebMarAprMayJun

      Smart suggestions

      AI
      Cancel 2 unused auto-payments Netflix + Gaana · ₹848/mo wasted

      This week

      Mon–Sun
      MTWTFSS

      Financial score

      Updated today
      78Score
      You're doing well

      Spending down 12% · 2 of 3 goals on track.

      Spending breakdown

      This month
      62%Essentials
      24%Lifestyle
      14%Eats

      Top categories

      This month
        Currency Exchange
        1 USD = ₹83.24 · live
        You send
        They receive
        $120.13
        Exchange rate₹83.24
        Fee₹0 · free
        ArrivesIn seconds
        Scan & Pay

        Align any UPI QR inside the frame

        Send money
        PI
        Priya Iyerpriya@okhdfcbank · HDFC Bank
        0

        Balance after transfer: ₹2,27,169.85

        Voice Assistant

        Go ahead, I'm listening…

        “Pay ₹500 to Priya and split
        my Swiggy order three ways.”

        Smart ChatAI · online
        Profile
        SC Shashwat Chauhan +91 98xxx 21043 · shashwat.chauhan@indianexpress.in ✓ KYC verified · UPI active
        Notifications
        01Problem & Solution

        Banking should feel simpler.

        Most banking experiences are
        • Overloaded with options
        • Key actions buried deep
        • Little financial guidance
        IndianExpress
        • Calm and intuitive
        • One-tap payments
        • Insights at a glance
        02Features

        A simpler way to manage money.

        Flagship

        AI Money Assistant

        Manage money naturally through voice or chat.

        Pay ₹500 to Priya & split my Swiggy order Done ✓ Sent · Split · Tracked
        Pay & requestSplit billsBudgetsRemindersReports
        24/7Always on
        30+Money actions
        ~2sAvg. response
        Speak or type in Hindi or English. Faster financial actions

        Instant UPI Payments

        Send, request, and pay instantly with UPI.

        RuPayVisaScan & payRequests
        Scan and pay instantly
        Built for speed

        Smart Insights

        Clear spending trends, categories, and financial insights.

        TrendsCategoriesScore 78
        See where your money goes

        Bank-grade Security

        Bank-grade protection with complete control.

        KYC verifiedUPI PINOne-tap freeze
        Built around security

        Savings Goals

        Save automatically toward what matters most.

        Auto-save3 active goals₹68k / ₹1L
        Stay on track

        Cards & Rewards

        Rewards, controls, and cashback built in.

        ₹1,284 back
        2 cardsCashbackLimits
        More value, less effort

        Thank you.

        IndianExpress imagines the future of banking.

        SC
        Designed & developed byShashwat · Frameflows

        A deployment-ready banking prototype · ©2026