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9:41

IndianExpress

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Secured · 256-bit encryption
Available balance
₹2,27,169.85
HDFC •••• 4291

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    Accounts
    Total balance · all accounts ₹2,91,320.25 3 linked banks · UPI active

    Bank accounts

    Tap to set primary

    Wallet & UPI

    My cards
    IndianExpressRuPay
    5241 •••• •••• 4291
    Card holderShashwat Chauhan
    Balance₹2,27,169.85
    Frozen
    IndianExpressVisa
    4012 •••• •••• 8830
    Card holderShashwat Chauhan
    Credit limit₹3,50,000
    Frozen
    Cashback earned₹1,284RuPay rewards · this month

    Payment sources

    This month
    Card₹18k
    Bank₹26k
    Wallet₹41k
    Other₹12k

    Card spending

      Activity
      Money in+₹94,000
      Money out−₹10,508
      Filters

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      Amount

      Date range

      Insights
      Spent in June₹48,260
      ▼ 12%
      avg ₹46k
      JanFebMarAprMayJun

      Smart suggestions

      AI
      Cancel 2 auto-pays Netflix + Gaana · ₹848/mo

      This week

      Mon–Sun
      MTWTFSS

      Financial score

      Updated today
      78Score
      You're doing well

      Spending down 12% · 2 of 3 goals on track.

      Spending breakdown

      This month
      62%Essentials
      24%Lifestyle
      14%Eats

      Top categories

      This month
        Currency Exchange
        1 USD = ₹83.24 · live
        You send
        They receive
        $120.13
        Exchange rate₹83.24
        Fee₹0 · free
        ArrivesIn seconds
        Scan & Pay

        Align any UPI QR inside the frame

        Send money
        PI
        Priya Iyerpriya@okhdfcbank · HDFC Bank
        0

        Balance after transfer: ₹2,27,169.85

        Voice Assistant

        Go ahead, I'm listening…

        “Pay ₹500 to Priya and split
        my Swiggy order three ways.”

        Smart ChatAI · online
        Profile
        SC Shashwat Chauhan +91 98xxx 21043 · shashwat.chauhan@indianexpress.in ✓ KYC verified · UPI active
        Notifications
        Features 01

        Everything your finance needs.
        Nothing it doesn't.

        Flagship

        AI Money Assistant

        Ask. Pay. Track.

        Split BillsSet BudgetPay RentSave Goals
        Pay ₹500 to Priya Sent • Split Food spending ₹6,240 ↓8% Add ₹2,000 to Mac fund MacBook Fund
        Suggestions AI alerts
        3 unused automatic paymentsRecurring · ₹848/mo
        Review
        1 refund still pendingAmazon · 3 days ago
        ₹1,299

        Move money in real time.

        UPI · Success24×7
        Fast by design.

        See where every rupee goes.

        Weekly₹48,260 ▼12%
        Essentials 62% Lifestyle 24% Food 14%
        Spending Breakdown

        Security without compromise.

        Active
        iPhone 15 ProThis device · verified
        Biometric loginFace ID enabled
        Protected by default

        Small savings, big goals.

        MacBook fund72%
        ₹68k / ₹1L
        Emergency60%
        ₹90k / ₹1.5L
        On track+₹2,400/mo
        Goal Tracking
        Problem 02

        Money should move faster.

        Five disconnected apps today. One that just moves money.

        Traditional Banking
        • Money scattered
        • Multiple logins
        • Server delays
        • Manual tracking
        IndianExpress
        • Financial transparency
        • Instant UPI payments
        • Synced bank services
        • AI Assisted insights

        The future of
        everyday banking.

        A unified banking experience built for India's digital generation.